Summit Development Group ("SDG") was established in 2008 and is an investment vehicle licensed with the International Financial Services Center of Botswana, with offices in Johannesburg and London. Our company name highlights our focus and what we do:

S	- SMEs
U	- Unbanked and
M	- low cost Mortgage finance
M	- together, the Missing Middle (MM).
I	- Invests in suitable Financial Institutions across Africa and
T	- Transforms companies to build value and realize the MM opportunity

In other words, SDG is focused on developing financial institutions ("FIs") in Sub-Saharan Africa to provide banking and other financial services to the "Missing Middle": SMEs, the unbanked (employees, families and community members of SMEs) and low- and middle-income households in need of mortgage financing. Learn more about the SDG Team

FI Transformation

SDG applies a proven business model developed by the SDG management team in Africa that has worked in a variety of FIs in Uganda, Kenya and Rwanda in order to create value and provide financial services to neglected market segments. Key areas of support include new product and market development, development of innovative distribution channels, improved governance, cost reduction and efficiency improvement, improved risk management, and restructuring through merger opportunities with other companies. Read more about our Transformation Strategy

Development Impact

Successful investment in FIs and subsequent transformation delivers not only attractive financial returns, but also positive development impacts to investors and partners. Alongside capital investments, SDG will draw on the key relationships it has with donor agencies, DFIs, aid agencies, philanthropic bodies and faith communities to create a pool of money through a Technical Assistance (TA) Facility to support capacity building at the FI level, and provide training and mentoring support to SMEs. SMEs financed by SDG investees will benefit from such support, and will in turn contribute to this TA Facility so that SME support becomes sustainable at the country level.

We contribute to economic growth in the countries where we invest by supporting the development of a dynamic SME sector, creating jobs and wealth, providing low cost housing finance and drawing the unbanked into the financial sector to increase savings and deepen financial systems. Over 7 years, SDG estimates it will create 4 million jobs in Sub-Saharan Africa. Read more about our Social Development Strategy